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Your wedding day is one of the most unforgettable days of your life. The last thing you want is for the event to be remembered because of a catastrophe.. There are countless ways the big day can be wrecked. The maid of honor gets appendicitis, a plumbing problem floods the reception hall or guests end...
Homeowners insurance is a vital aspect to all homeowners, as the insurance will protect you in the case of a natural disaster, burglary, fire, or other terrible things that can occur in which you lose your home or your property.. Of course, everyone would like to save money on their homeowners insurance, but many have...
A good home insurance plan can protect you from financial difficulties and provide assurances that resources will be available when you need them. When you’re choosing a plan, there are many factors to consider.. Specific Events – You Are Covered For…. Generally speaking, homeowners insurance provides three things:. coverage for damage to your homecoverage for...
Using the roof over one’s head as collateral for sizable amounts of credit has become an extremely popular and efficient way to borrow. Equity is the difference between your home’s appraised — or fair market — value and your outstanding mortgage balance. If you have equity in your home, borrowing against it might be a...
Private Mortgage Insurance. Homeowners hate paying private mortgage insurance, or PMI. But PMI helps solve a problem: the eternity it takes to save up for a 20 percent down payment.. If your down payment is less than 20 percent of the home’s price, you almost certainly will have to pay mortgage insurance. You pay for...
They say good things come to those who wait. But with home mortgage standards in many instances more relaxed than ever, borrowers these days don’t need to. They can get homes right away.. Some experts caution, however, that consumers might be better off holding themselves to higher credit and underwriting standards than their mortgage bankers...